2023-12-24 01:24:59
The Government plans to raise the threshold for access to mortgage relief measures to 38,000 euros. At the moment, only 12% of families’ requests for relief have been approved. Given this, Sábado Clave contacts Patricia Suárez, president of ASUFIN, who explains to us that in “the first housing crisis that we suffered, the value of the home was valued above the value of the home, the solvency of the people was poorly valued. “, since “how much you could get into debt was not correctly evaluated.”
“We found ourselves in a very complicated situation when, in addition, the prices of apartments fell and people had a mortgage that even selling the apartment did not cover them,” he recalls. Fortunately, “this is not the situation we are in now”: “Now the solvency of the families has been highly valued, the appraisal is much tighter and logically there is employment.”
“But it is true that the more income we have, the more percentage of families there are in debt; and the poorer we are, the less debt we have because we are not capable of acquiring them,” he defends, which is why he concludes that “raising the threshold is a good idea.” news because it can affect 100,000 more people.
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#income #percentage #families #debt