The long-awaited dream of retirement is more and more a capsize towards the uncertainty. The debate on the pension system, its suitability and its future guaranteesthe inflation and the loss of purchasing power They add up to a whole that leaves doubts and security in equal parts. The Organization of consumers and users (FATHER) has made a survey of more than 1,500 people between 25 and 80 years old with one purpose, to find out their perception of the retirement and the pensions. The result is a train wreck between reality and expectations.
Although most of those asked assume that they will receive a subsidy below your current salarythere are few who are saving to avoid noticing the consequences. Specifically, only seven out of 10 citizens have economic forecasts and prepare for after retirement. In this sense, 40% of those surveyed state that they have other expenses to face or directly do not have enough income to save for retirement.
Do you see it possible to make ends meet?
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When asked whether the amount of the pension will be enough to make ends meet, respondents are not particularly optimistic: 35% believe not and, specifically, 12% think they will receive less than half their salary. Instead, 42% think that it will be enough and 7% that it will be more than enough. This despite the fact that the results of the survey show that between the last salary and the first pension there is an average loss of 400 euros per month.
Among those already retired, 90% have as their only income those that come from the public pension, either yours, your spouse’s or both, while 10% have other sources of income. Another revealing fact from the study is that a good percentage of those over 65 regret not having contributed more or simply not having saved more money thinking about the future. “Savings is revealed, therefore, as the best option to complete the income after retirement”ensures the OCU.