2024-05-18 18:39:33
As of the tip of March, the credit score receivables of the businesses specializing in lending (fast credit score firms) amounted to BGN 5.677 billion (2.9 % of the gross home product – GDP), stories the Bulgarian Nationwide Financial institution. These receivables elevated in a single 12 months by 22.4 % (BGN 1.038 billion) and by 2.6 % (BGN 141.7 million) in comparison with the tip of 2023.
The maturity construction is dominated by loans over 5 years, which amounted to BGN 2.622 billion (44.7 % relative share) on the finish of March 2024. They grew for the 12 months by 26.6 % (BGN 550.2 million).
Credit score receivables with maturities over 1 to five years quantity to BGN 1.228 billion. They develop on an annual foundation by 27.1 % (BGN 261.5 million).
Claims on loans with a maturity of as much as 1 12 months are BGN 1.407 billion, rising for the 12 months by 9.8 % (BGN 125.3 million).
As of the tip of March 2024, the quantity of non-performing loans is BGN 420.7 million. They elevated by 31.5 % (BGN 100.8 million) in comparison with the tip of March 2023 and by 15.6 % (BGN 56.9 million) in comparison with the tip of 2023.
Receivables from households elevated on an annual foundation by 19.1 % (BGN 620.7 million) to BGN 3.873 billion. Within the construction of credit score receivables from the Households sector, client credit predominate, amounting to BGN 3.764 billion. Credit score receivables from the Non-Monetary Enterprises sector quantity to BGN 1.519 billion.