2023-06-17 09:20:00
The Organization of Consumers and Users (OCU) has launched a warning to the retired population alerting them that the number of banks that are charging commissions up to 100 euros in the current accounts of people withdrawn on account of carrying out routine procedures, such as carrying out an operation in person at the branch.
The entity has resorted to the practical case of a retiree who has a domiciled pension of at least 900 euros per month, withdraw 400 euros monthly and make transfers for amounts of about 300 euros, all in person, at the teller window. The OCU completes the presentation of the case by reporting what banks charge as Banco Sabadell, BBVA and Bankinter, that penalize the retired client with charges of 104, 96 and 78 euros, respectively on an annual basis.
The card also carries a cost for pensioners, according to the OCU, which cites Bankinter and the 30 euros it charges for the Pension Account, while Ibercaja charges 28 euros for its Pension Account, and Globalcaja, 18 euros, the same figure that Ma Boxr (except users who enter at least 1,037 euros, in this last entity).
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The report also includes charges for the current account maintenance Banco Sabadell charges 80 euros per year if receipts and the pension are paid by direct debit, while Ibercaja charges 12 euros to those who contract the Globalcaja Tú Eliges Plan if the pension and purchases made with a card are paid by direct deposit.
Refering to cash withdrawal at the window, the OCU resorts to the examples of the BBVA, What does he charge 2 euros for withdrawals of less than 2,000 euros, as well as CaixaBank, although in this case if the people are older than 65 years They can perform this operation five times a month for free.
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