The is coming December 22th and with it the nerves of all the people who have invested in Christmas lottery this 2022. It is known that if you are one of the lucky ones who receive great prizes, part of it will go to Hacienda in the form of the taxes. However, in recent years insurance has emerged that promises to repay these derived taxes, not only from the Christmas raffle, but also other great prizes. One of them is Laguinda.
How does Laguinda work?
Laguinda It is an insurance that works through a app mobile, which enables registrar los tenths of the lottery and secure them in exchange for an amount of money. In the case of the Christmas Lottery, only tenths can be secured (not participations) and it has a cost of 3 euros each.
For secure it It is necessary to download the application on a mobile device, once inside you must click on the lower menu, where it says ‘Secure’, choose the kind of ticket and give the app permission to access the camera and scan the code of the tenth using the device’s camera. Once this is done, all you have to do is click on ‘Secure now’ and follow the steps indicated by the application.
Laguinda also allow to ensure digital tickets, for which you must start as in the previous case: from the lower menu and ‘Secure’ y to choose the kind of ticket. In this case, the application should be left to access at Photos and from there ride up the one of the tenth digital. Once this is done, the next step is to go to ‘My tickets’ and click on ‘Secure’.
For pay The three euros that it costs to secure the tenth can be done through card and of Bizum.
What companies does Laguinda work with?
To ensure the prizes, the application does not work alone, but collaborates with AXA For this end. In addition, it is not only valid for big prizes, such as the Jackpot, but the insurance applies to all awards what suffer withholdings for taxes. Namely, prizes that exceed 40,000 euros.
What to do if you touch a prize with retention?
As they establish from their website, if you are lucky enough to have won a prize that exceeds 40,000 euros, you must proceed as follows: once State Lotteries and Gambling have done the entry y Hacienda has made the withholding (which it does automatically), you must Contact Laguinda.
from the company they will ask los banking transactions where you can see the award and the withholdings, although it can also be delivered certificate retention. Later they will verify that the tenth winner is insured and in a maximum of 20 days the amount will be received of withholding in the same bank account.