Although many consider that driving well and having Compulsory Traffic Accident Insurance (CLOCK) cover your protection needs and do not need a vehicle insurancein reality they are part of the myths that surround these products, which prevent taking extra protection and which would give us peace of mind.
In Letras Grandes, the ABC de Pacífico video podcast, clears up some of these doubts and false perceptions.
- I don’t need insurance because I already have SOAT and I drive well
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Although SOAT is mandatory insurance, its coverage only focuses on the medical expenses of the people involved in the accident, but not on repairing your autonor that of the others that you could affect or even a property.
In these cases, if you do not have insurance, you will have to bear the costs of these affected third parties. Having vehicle insurance, depending on the plan you choose, can protect your vehicle, your companions and affected third parties, in addition to giving you benefits and personalized attention.
- Coverage area is very limited
The reality is that insurance such as those from Pacífico have national coverage, which will attend to the accident (crash, theft, breakage of some part, etc.) regardless of where it occurred. What does have limits is mechanical assistance; however, even that is not limited to the city.
For example, now in the summer, people from Lima go to the southern beaches, and on the same road you can see the assistance fleet of insurers.
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- They take too long to attend, even if it is a simple problem
Fake. You can currently attend the Sinister quickly, since in minor cases they are approved immediately and remotely, so that you can take your car to the workshop when it suits you best, without having to wait for the attorney to come to review the problem.
“We understand that people have uncertainties about vehicle insurance, so we see it as important to provide information on coverage and exclusions as clearly as possible,” highlights Renzo Zapata, Pacífico Seguros Vehicle Business Manager.