Travel insurance: how to get broad and flexible coverage – 05/23/2022

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Before the pandemic, it was already essential to have a travel coveragebut the world health situation strengthened the conviction that it is necessary to travel abroad with broad coverage, either to cover health expenses, as well as in the event of unforeseen events related to loss of luggageflight connection, postponement or extension of the trip, theft, etc.

For this reason, Urban Global Travela company with more than 12 years in the market –which originally began working with students traveling around the world– decided to go one step further and created assistance insurance in 2021.

“It is a wide coverage, with greater scope and depth,” he explained. Felipe Ham, director of Urban Global Travel. And he added that it’s a “reliable, flexible and much broader range” alternative to what travelers are used to.

The differential

The main differential that the proposal has is the scope of the insured sum, detailed its director, adding that it covers pre-existing illnesses (known or unknown), medical care for covid-19, hospitalization, sports and if medical care is required during pregnancy, all included in the same product.

The service “is very easy to use,” he said, as there is no need to call a call center and then wait for a referral to a hospital or a doctor. The client can go to any medical institution without prior coordination

Personalized attention is another of its strengths. Provides 24/7 support. “Our coverage offers the best value for moneythis is not only seen in its benefits, but also in the accompaniment that we give to the traveler, avoiding situations of unnecessary stress”, he added.

The company seeks to give its users an agile, professional and flexible protection, so that when they travel “they know that they have coverage that will really protect them from everything”

Felipe Ham, director of Urban Global Travel.
Felipe Ham, director of Urban Global Travel.

Price quality

The company highlights the quality of the product it offers “without having to pay more”. Its director explained that the travel coverage “is so efficient that it has a great design so that the client does not have to face a surcharge for any additional service”. And he mentioned: “Our proposal is cheaper even with respect to coverage whose insured amount is lower”

How to take out this insurance and how to use it

The service has several contracting channels, it can be face-to-face (25 de Mayo 455/2nd floor), through the website or by email ([email protected]) and/or whatsapp (093464736).

There are two ways to proceed to make use of the insurance. The first, and simplest, is to go to a medical center without prior coordination, especially for what is outpatient.

In the case of requiring hospitalization, it works on the basis ofand payment guarantee. The person goes to any medical center, while the company that provides the coverage manages and issues the guarantee of payment to the medical center. “For the client’s peace of mind, he only has to take care of what concerns his health,” he explained.

Ham defined it as “a disruptive product”, since the customer has great flexibility and reliability. In fact, it can be canceled if for some reason the person does not travel, it is allowed to pass it for later or the money is returned. Meanwhile, if you are abroad, coverage can be extended at the same price, detailed its director. “We are obsessed with providing the best service,” he concluded.

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