Travel insurers plan to offer coverage for heat waves

by time news

2023-08-10 22:00:00

Families who book their vacations and are surprised by extreme temperatures like those that the province is experiencing this week, with records of more than 40 degrees, could have access to a refund for not being able to properly enjoy their days off.

Heat waves, increasingly pressing in areas such as the White shoreare beginning to be taken into account as extraordinary phenomena by travel insurers, who are considering include them among the coverages that are usually offered.

In this way, heat waves could be added to policies as additional coveragesas occurs with other atmospheric phenomena, and facilitate a partial or total refund of the money invested on vacation if the heat does not allow you to enjoy the chosen destination.

It is what the American company proposes Sensible Weatherwhich already offers insurance to its clients for trips interrupted by rain, as long as the rainfall lasts at least three hours, and now announces that it is working on also incorporate clauses that contemplate high temperatures as a reason for reimbursement.

To have access to this type of coverage, according to the formula proposed by the company, it would be necessary to pay between 10% and 15% of the amount of the policy to add this additional condition. After the refund would be made automatically as long as the agreed conditions are met.

In this case, according to what was exposed by the director of Sensible Weather in several Anglo-Saxon media, the return could be partial when there are prolonged temperatures of more than 35 degrees and become whole if the 40 barrier is exceeded.

Compensation that would not be applied to the entire trip, but would be managed a single payment for each of the days of the trip that the temperature is exceeded.

Change of habits

Related news

Weather phenomena are increasingly important for tourists when planning a trip. According to a recent study of the European Travel Commission -in which some thirty tourist associations are included- near the 8% of respondents consider extreme conditions a matter of concern when planning your trips.

In addition, the European Travel Commission also includes in its report that some traditionally colder destinations, such as Ireland, Denmark o Bulgariathey are living a popularity boom that could be attributed to travelers looking for “destinations less crowded” and also “milder temperatures“.

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