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The mortgage credit area of Citibanamex reported that during 2024, 52% of housing loan applications were made by the generation Millennial and in the case of the Generation decreased to 30%.
He explained that, on average, applications for the purchase of a home range from loans for a million 900 thousand pesos.
The bank explained that this evolution occurs in a way natural, Well, as they get older and get closer to the 35 yearsthe requirement of mortgage loans for the formation of homes or even because they seek to invest in assets.
“Los millennials currently have a very relevant participation of requests for mortgage loanssince they are in the range of 27 at 43 years, and is above the 45%”. The placement of mortgage loans for Millennials, between 30 and 36 years old, has increased in the last 5 years; 5 years ago it corresponded to a third, and more than 50% were from Generation X.
For them 40% of the credits
In the case of the female gender, up to 40% of mortgage loan applications in the institution come from women. The placement of mortgage loans for them has increased in the last 5 years, both in general volume and in proportion to the total loans granted.
While in previous years they represented 33% of loan requests, are now close to the 37%.
The number of credits has grown year after year, with the exception of 2020 due to the pandemic.
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2024-10-05 10:43:54