Visa Unveils AI-Driven Cybersecurity Initiatives to Boost Payments Security

The company has introduced the Visa Vulnerability Agentic Harness (VVAH), an AI-powered tool designed to cut the average time to adapt (MTTA) for vulnerability remediation from weeks to hours. Simultaneously, Visa launched the Visa Threat Intelligence Platform (VTIP), which combines cyber and payments data to identify risks earlier and reduce fraud losses. These developments underscore Visa’s growing emphasis on AI-driven security, with both initiatives drawing on its $13 billion investment in digital payment technology over the past five years.

AI-Powered Vulnerability Management: The VVAH Initiative

Visa’s VVAH, developed in collaboration with Anthropic’s Project Glasswing, automates the identification, prioritization, and remediation of software vulnerabilities. The system uses AI to analyze threats in real time, enabling organizations to address issues before attackers exploit them.

Artificial intelligence shortens the time between vulnerability discovery and its use in an attack,

said Rajat Taneja, Visa’s chief technology officer, emphasizing how AI reduces the window for cyberattacks. The platform also includes closed-loop remediation, allowing teams to refine solutions without restarting the process, and flexible AI model selection, supporting both proprietary and open-source systems.

Visa has paired VVAH with three new consulting services to help clients implement the technology. These include AI Cyber Leadership Workshops, which train executives on managing AI-driven security risks, and the VVAH-Informed Cybersecurity Maturity Assessment, a tool for evaluating organizational readiness.

Our enhanced cybersecurity consulting services combine Project Glasswing’s insights, our open-source VVAH resources, and deep payment expertise in Europe,

said Juris Paegle, Visa’s head in the Baltic states, highlighting the platform’s practical applications.

Threat Intelligence for Fraud Prevention: The VTIP Platform

Visa’s VTIP, launched in July 2026, focuses on preventing fraud by unifying cyber and payments intelligence. The platform leverages Visa’s internal defenses—used to block 90 million cyberattacks monthly—to provide financial institutions with early threat detection.

Fraud is often the result of cyber incidents that go undetected until it is too late,

said Michael Ioannides, Visa Cyprus’s country manager. VTIP’s features include Threat Intelligence, which identifies malware-linked vulnerabilities, and Financial Intelligence, which tracks compromised payment credentials on the dark web.

Venues for risk include vulnerabilities in merchant systems, payment processors, and third-party service providers. By consolidating data from these areas, VTIP allows institutions to prioritize responses and mitigate risks before they escalate.

By bringing together cyber and payments intelligence, we’re enabling our clients to better protect their customers, reduce the damaging impact of fraud, and strengthen confidence in digital payments,

Ioannides added. The platform also includes Digital Identity Intelligence to monitor executive and employee targeting, and Brand Intelligence to combat impersonation attacks.

Industry Impact and Broader Implications

Both VVAH and VTIP reflect Visa’s strategy to position itself as a leader in AI-driven cybersecurity.

Artificial intelligence accelerates both cyberattacks and cyber risk discovery, so organizations need not only visibility but also practical solutions that enable faster vulnerability prevention,

said Paegle, underscoring the urgency of AI adoption in cybersecurity.

For financial institutions, these tools offer a dual benefit: reducing the likelihood of fraud while improving operational efficiency.