2023-07-03 08:00:00
If you are interested in obtaining a loan through the Single Registry, the question may arise: is it necessary to visit the Social Assistance Reference Center (CRAS)? In this article, we will explain how to request the desired amount without the need for a visit to the CRAS. Keep reading to find out more!
First of all, it is important to emphasize that the type of loan offered by the Cadastro Único is the payroll loan. This modality allows discounts to be made directly on the benefit payroll. In this way, both Bolsa Família beneficiaries and those who are entitled to the Continuous Cash Benefit (BPC) can apply for the credit.
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Regarding payment, as mentioned earlier, discounts are made directly on the value of the benefit, be it Bolsa Família or BPC. This means that you don’t have to worry about making active installment payments, just wait for the discounts to be automatically applied.
Before applying, it is important to do some research and find the best loan conditions on the market. There are several financial institutions that offer this modality, so compare interest rates, terms and benefits before making a decision.
Is it necessary to go to the CRAS?
When choosing the financial institution, as stated earlier, you will need to present some documents to prove your identity, residence and eligibility for the loan. Generally, the required documents include RG, CPF, proof of residence and proof of receipt of Single Registry payments.
After gathering the documents, you can send them directly to your chosen financial institution. It is likely that there is an option to send the documentation by email, avoiding going to CRAS.
Once the documents are submitted, the financial institution will conduct a review to assess your ability to pay and eligibility for the loan. This review may take a few days, so be prepared to wait for the credit to clear.
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