2023-12-23 15:27:35
December 23, 2023 – 10:11
The institute of the national housing fund for workers explained the advantage of carrying out this procedure.
Infonavit: what benefits does converting your VSM credit to pesos have?
He institute of the national housing fund for workers (Infonavit) detailed how to freeze your balance in 2024 and also explained What are the benefits of converting your VSM credit (Times Minimum Wage) to pesos.
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In this way, the beneficiary prevents an increase in his monthly payment and the total balance of his debt in 2024.
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Likewise, Infonavit made it clear that this procedure is completely free and for which beneficiaries do not need to contact third parties (“coyotes”) to manage said benefit.
Infonavit
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Infonavit: benefits of converting your VSM credit to pesos
People who decide to convert their VSM credit to pesos have the following benefits:
Discounts on your debt Fixed annual interest rate from 1% to 10.45%, depending on your monthly income. Monthly payment and fixed balance throughout the agreed term, without annual increases.
Infonavit: how to convert your VSM credit to pesos
To convert your VSM credit to pesos it is necessary to follow the following steps:
Enter My Infonavit Account at micuenta.infonavit.org.mx between the ninth and last day of the month. Select the My Credit tab and then Shared Responsibility. Enter the state and zip code of the home. Check and compare the different conversion options offered by the program. Confirm the procedure and save the Welcome Letter and the Letter Modifying Financial Conditions, with the amount of the new monthly payment.
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