What are the negative keys of your history?

by time news

2023-08-15 06:16:22

It is important to say that having an orderly financial life is something vital as people grow up and have responsibilities. For this reason, we will let you know what are the negative keys of the history that you have in your Credit Bureau.

To begin with, this is considered a blacklist, where only debtors are shown. However, this is not correct, and even when this company applies certain negative marks according to the payment behavior of people

It may interest you: What does code 97 mean in the Credit Bureau?

What are the negative keys of the history that you have in your Credit Bureau?

In case of presenting a delay in the payment or requesting debt structures, it will cause the Credit Bureau to apply negative keys in your history. Some are Clave 97, the same one that is one of the most feared brands, and one of the worst that a person can have, since this indicates that your debt has been classified as unrecoverable.

Next, we have the LC Key. This is where you must indicate to the other financial institutions that you requested a lower payment of your debt through a removal. Which can harm you, because it is interpreted as a poor ability to pay.

The Contested Registry indicates that the credit that was registered in your history is in the process of clarification, this may be due to possible identity theft, conflict when registering payments, among others. Even so, it can hurt you to obtain good financing.

You may also be interested: How can I request a loan if I have a bad credit bureau record?

When you receive the CV Key, it implies that your debt was sold due to collection problems. Generally, this mark is given when it passes into the hands of collection offices, a real headache for debtors.

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