We have normalized that the phone is worth hundreds of euros, and the usual thing is to always insure it in some circumstances such as theft. But the picaresque is still present and people who have lost their mobile have tried to defraud the insurance by reporting their theft. We tell you why it is not a good idea to do so.
Cheat insurance? Nerd…
First of all, it is something very unethical, since it is a real scam for which we can be denounced. And indeed, lies have very short legs in this regard. There are many people who have been encouraged to file a false complaint for mobile phone theft. He thinks that the police are not going to investigate this fact, when this is usually the case in the case of high-priced terminals. Usuallythere are usually some inconsistencies in the statements that lead to suspicion.
Insurance companies try to prevent some of their shameless customers from trying to cheat them. And it is that a mobile phone always leaves some kind of trace. For example, there are those who have reported it missing for theft and still have it, so a simple trace of the signal ends up giving it away.
There are cases in which the police call the person who filed the complaint to testify again and that statement begins to make water. There are inconsistencies data that does not add up, some security cameras have been reviewed or asked a possible witness and there is nothing to support this thesis of theft. Generally, and under pressure, false whistleblowers end up backing down, but they take a criminal complaint for attempted fraud. In the case of terminals, with a high price, greater than €400, it would be necessary to speak of a crime. Obviously, these types of complaints are a real nonsense, and if you have lost your mobile phone, it should serve as a lesson, but do not try to deceive the insurance. Most likely, they will end up catching you and finding themselves facing a bigger problem.
For clueless people, There are insurance companies that cover even the lossIndeed, these are policies with a high price, but they are worth paying if we have a device that has cost a good amount of money.
So insurance companies they usually investigate this type of complaint when they can verify that there is something that does not quite add up. Obviously, if you have been the victim of a robbery, your obligation is to file the corresponding complaint, but if your desire is to obtain part of the reimbursement of what you paid, it is best that you start thinking about something else.