2023-07-23 06:13:22
Workers who contribute to the Institute of Security and Social Services for State Workers (ISSSTE) have access to Fovissste, a housing fund that grants credit facilities to purchase a house.
This fund has an option called Continuous Enrollment, which seeks to make it easier for people to access their mortgage credit and to exercise it.
In 2022, the ISSSTE decided to adjust the Scoring System for the registration of credit applications by workers, through Continuous Registration, to meet the demand for credit permanently.
It was pointed out that all entitled persons have open access if they meet the legal requirements to exercise mortgage financing, when they decide and when it is most convenient for them, depending on the possibilities.
This is how you can apply for the Fovissste application with Continuous Enrollment
Fovissste points out that, if a person has already chosen the home they want, they can make their request online with the Continuous Registration, which seeks to expedite the process.
Open and easy access is guaranteed to monitor, as well as less time to originate and formalize a loan. Another advantage is access when you need it.
If you want to register, you can go to fovissste official registration site (click on this link).
There you can make inquiries or register your request, depending on what you want.
If you enter “Registration”, you will be able to review all the requirements requested by Fovissste in order to apply. For example, it is requested that the person be active in the public sector at the time of registration, in addition, they must have at least 9 bimonthly contributions to Fovissste. Authorization will also be given so that the Fund can consult the balance of the housing sub-account, among several other things.
There is also a direct link to be able to review your maximum credit capacity, with a simulator.
To use the simulator, it is necessary to enter basic information such as:
CURP Age of the worker Monthly salary, and State where you want to buy your home.
Advantages of contracting a mortgage loan in pesos
FOVISSSTE established agreements with banking institutions (Scotiabank and HSBC) to offer a mortgage loan with a preferential rate and direct payroll discount.
This type of financing offers workers the possibility of paying their loans in pesos and not in minimum wages at an interest rate and fixed payments.
The beneficiaries have the possibility of paying their credit in terms of 5, 10, 15 or 20 years. No upgrades or commissions.
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