2023-07-03 03:50:00
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When can I withdraw deposited FGTS amounts? The withdrawal of FGTS (Indemnity Fund) raises many doubts among workers. However, there is the possibility of obtaining amounts held in the Fund’s accounts in some situations.
Withdrawal of FGTS by Inactive Account for 3 years Uninterrupted until 07/13/1990
The Worker withdrawal from an inactive account for 3 consecutive years until 07/13/1990 is the modality in which the non-employed Worker and Director is entitled to withdraw the balance of the FGTS account for the permanence of the linked account without deposit credit for three continuous years , whose removal of the holder occurred until 07/13/1990. You can request the FGTS withdrawal for this reason in an agile and simple way through the FGTS APP or at a CAIXA branch. Check it out below:
How to Request a FGTS Withdrawal for Three Years Outside the FGTS Regime
When retirement is enabled by the INSS, the CAIXA systems release the amount automatically. To receive the amount follow the steps below:
When accessing the FGTS APP, click on “My Withdrawals”;
Choose the option “Other Withdrawal Situations”;
Select the reason for the Withdrawal “Inactivity of the FGTS regime”;
Read the information about the conditions and necessary documentation and click on “Request FGTS Withdrawals”;
Register a bank account owned by you, from any Financial Institution;
Do Upload of the required documents.
If it is necessary to attend a CAIXA agency, the worker must be in possession of the following documentation:
Identification document;
Physical CTPS or Digital CTPS containing the employment contract whose linked account is being withdrawn; or
Proof of the worker’s removal, when not included in the physical CTPS or Digital CTPS.
Additional documentation for non-employed Director:
Minutes of the Board of Directors that decided on the appointment of the non-employee Director and proving the dismissal until 07/13/1990, inclusive. The documents must be presented in original and copy, for comparison and authentication upon receipt, or through certified copy; or
Statement by the corporation deciding on the definitive suspension of the FGTS payment for non-employed Directors, which occurred at least three years ago, up to and including 07/13/1990; or
Does the insured person who receives accident assistance maintain his status as an insured person?
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Copy of the Articles of Incorporation registered at the Registry of Deeds and Documents or at the Board of Trade, or the proper act of the competent authority published in the Official Gazette, proving the termination up to 07/13/1990, inclusive.
Withdraw the FGTS “FGTS Inactive Accounts”, “Guarantee Fund”
For you who are workers with a formal contract, governed by the CLT (Consolidation of Labor Laws), the FGTS serves as a financial reserve in case of dismissal without just cause and other situations, such as:
At the end of the contract for a fixed period;
Upon the death of the individual employer or declaration of nullity of the employment contract;
On the death of the worker;
Withdrawal Termination of Employment Contract by Agreement between Employer and Worker formalized from 11/11/2017
Withdrawal Termination for Mutual Fault or Force Majeure
Self-employed FGTS withdrawal
Withdrawal of workers aged 70 years or older
Withdrawal of FGTS from an inactive account for 3 consecutive years until 07/13/1990
Withdraw Privatization Mutual Funds – FMP
Withdrawal from the FGTS for three years outside the FGTS Regime as of 07/14/1990
Inactive Account Withdrawal up to BRL 80.00
Withdraw Judicial Determination
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