2023-09-15 00:43:17
At the government level, the Banco de la Nación (BN) not only represents the Peruvian State, but also certain groups of people born in the country who are benefited through the provision of various services, among which the so-called MultiRed Loan stands out. The entity that is part of the Ministry of Economy and Finance (MEF), promotes free access to disbursements that seek to generate a change in the lives of applicants, and also facilitate the delivery of sums of money to remodel a house, for example , among other needs. We tell you what this financial product consists of, and who it is aimed at.
WHO CAN ACCESS THE DISBURSEMENT OF A MULTIRED LOAN GRANTED BY THE BN?
As an entity that represents the Peruvian State, and is attached to the MEF, the BN It must meet the objective of managing public funds and also offer a wide variety of agile, easy and fast financial services.
According to information shared on the official website of the banking institution, one of the products most requested by users is the MultiRed Loan, a program created by the Government to allow access to credit and the granting of good sums of money after a relevant evaluation process generated from a simple instant message.
The characteristics of this benefit provided by the BN establish that the priority referred to delivery requests is directed towards all workers or pensioners belonging to the public sector as long as they have a Debit Card savings account where they pay their salaries in a regular manner. monthly.
It should be noted that each of the applicants who make up the aforementioned groups is free to request this MultiRed Loan, and access terms of up to 60 months to receive it as a transfer according to the desired amount.
UP TO HOW MUCH CAN THE BN DISBURSE IF THE MULTIRED LOAN IS REQUESTED AND UNDER WHAT CONDITIONS?
From S/300, the BN is granted through the “MultiRed Loan” program based on the client’s payment capacity, and according to the income from salaries or pensions received in their savings account, which can reach 99,999 soles after evaluation. credit.
If you work for the Peruvian State and are affiliated with the “banco de todos”, take note of the following requirements established by the entity attached to the MEF, and also verify the documentation that you must present in person:
BN: CONDITIONS FOR GRANTING A MULTIRED LOAN
– Have a Classic MultiRed Card or MultiRed Global Debit Card affiliated with Visa
– Original of the National Identity Document (DNI) / If you have another nationality, Original and copy of the immigration card
– Original and copy of the last payment receipt whose maximum age accepted is 4 months
– CAS Workers
If your date of entry into employment was from 03/10/2021 onwards, you must demonstrate minimum work seniority of 13 months by additionally presenting your last original contract and/or addendum or certified copy of the sameIf your entry into employment occurred on a date prior to 03/10/2021, the aforementioned requirement will not be enforceable
– Have a rating called “Normal, Not defined or Not reported” in the Risk Center of the Superintendence of Banking and Insurance (SBS)
Once you have all the requirements described at hand, you can start the application process at the BN so that the staff in charge can proceed to carry out the evaluation in an agile and safe manner by sending a text message via WhatsApp and/or queries. through various service channels.
WHERE CAN I APPLY FOR THE BN MULTIRED LOAN OR MAKE INQUIRIES TO LEARN MORE ABOUT BANK CREDIT?
The MultiRed Loan of free availability and without collateral that the BN makes available to workers or pensioners belonging to the public sector, also provides the facility of accessing a credit evaluation by making calls to inquire about bank credit or using the email of the entity.
Below, review each of the “Banco de Todos” service channels that are available to beneficiaries participating in this program:
1- IN-PERSON CARE
Agencies in Metropolitan Lima
Agencies in Provinces
2- NON-PRESENTIAL ATTENTION FOR RENEWALS AND LOANS WITHOUT GUARANTEE
Mobile Banking APP and Internet Banking – MultiRed Virtual
Toll-free line / Contact Center > (0800) 10700
3- PHONE CONSULTATIONS
Email: [email protected]
WhatsApp number: 942896863
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