Something that many people do not know is that Openbank is a 100% digital entity. This means that it does not have its own offices or ATMs, although it has a series of allies so that its clients can withdraw cash without paying commissions. Here’s a little summary:
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For withdraw cash without commissions, You can do it at any Banco Santander ATM.
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If you need enter cash, You can go to the Banco Santander ATMs.
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For pay receipts, you must do it through Openbank Online Banking.
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Any passbook operation is not available.
ATMs WHERE YOU CAN WITHDRAW MONEY WITH OPENBANK
The ATMs where you can withdraw cash as an Openbank customer are those of Banco Santander. This is because this entity is a subsidiary of the Cantabrian bank, so you have a network of more than 7,500 ATMs located throughout Spain.
At these ATMs, in addition to being able to withdraw cash, You can perform other operations such as making transfers or depositing money, or use their offices to deliver contract documentation, withdraw or deposit money from checks and other similar operations.
HOW MUCH DO YOU HAVE TO PAY IF YOU DO IT AT ANOTHER ATM?
If you cannot find a Banco Santander ATM, You will have to pay the following commissions:
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Withdraw cash at other banks in Spain: commission applied by the entity that owns the ATM.
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Withdraw cash at other banks in Spain within the EU: commission applied by the entity that owns the ATM.
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Withdraw cash at other banks outside the EU: 4.5% of the total amount (minimum €3)
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Check balance and other operations at ATMs of other entities: €0.50
