Are you looking for a fast credit and sure and you use Yape? Find out how to apply for a loan here digital wallet and how to manage it with automatic debit.
If you are one of the 14 million Peruvians who use Yape and are looking for credit, this information is relevant to you. The digital wallet, managed by the Credit Bank of Peru (BCP)its users offer the opportunity to request a loan of up to S/10,000. Since its launch in 2016, Yape has changed the way people and businesses transact. In addition to this service, the app has grown, offering promotions, payments for online services and fast and secure loans.
A digital wallet, for example Yesthey are applications or programs that allow users to store, manage and complete monetary transactions electronically. Instead of using cash or physical cards, a digital wallet Safely store information about your funds and payment methods on a mobile device or computer.
How to request a loan up to S/10,000 in Yape?
Yape offers its users the opportunity to request loans without having an account affiliated with Banco de Crédito del Perú (BCP). These can range from 100 coins to 10,000, as long as the requesting user has a pre-approved campaign. Then, we present step by step to the credit in Yes:
- Have an active Yape account: you must be a Yape user and have the application installed on your smartphone.
- Meet the requirements: you must have a positive credit history, be over 18 years old and have a valid identification document.
- Request a credit from the app: log in to Yape, select the Credits option in the menu and follow the instructions to complete the request.
- Amount and term: choose the amount and term of the credit according to your needs. Yape offers small loans that can be paid in short terms. In this case, and if the app allows it, you could access a loan of up to S/10,000.
- Evaluation and approval: Yape will evaluate your application and, if you meet the requirements, will notify you of credit approval.
- Withdrawal: Once approved, the money will be deposited directly into your Yape account, and you can use it immediately.
Yes: can I increase the daily transfer limit?
Initially, Yape only allowed transfer up to S/500 through the app. Currently, this limit can be modified by following these steps:
- Keep the application up to date: Ensure that the latest version of Yape is installed on your device. You can update through the app store you use (Google Play Store or Apple App Store).
- Log in to Yape: Open the app and log in with your usual username and password.
- Enter the settings: Once inside the application, go to the “Settings” or “Settings” section, which you will usually find in the main menu.
- Select “Transfer Limit”: Within the settings menu, find and select the “Transfer Limit” option.
- Verify your identity: Follow the on-screen instructions to confirm your identity. This may include entering a code sent to your registered phone number and updating some personal details such as your ID number and address.
- Confirm the new limit: After completing the verification and data update, you will receive a notification confirming that your daily transfer limit has been increased to S/2,000, and this change will take effect immediately.