Choosing a Big Bike Insurance How should I start? This article has the answer.
If you have a motorcycle of your own Choosing to insure a vehicle should not be a strange thing. Be it a car or a motorcycle, accidents can happen at any time. Nowadays, many people probably know that bigbike insurance has high premiums that are almost the same as a car. Because motorcycles, big bikes, have large cc coordinates. including spare parts and equipment that still have to be imported from abroad All of these things result in bigbike insurance having a relatively higher premium than a normal motorcycle. and choosing big bike insurance How should I start? This article has the answer.
5 things you should know Before buying big bike insurance
1. Get to know the types of insurance.
First, we need to start getting to know about the types of insurance. Because the insurance for the vehicles is different. including in matters of coverage and protection not the same
Class 1 insurance for those who buy a big bike or motorcycle with a high cc limit will be quite expensive. Choosing a Big Bike 1st class insurance will help provide protection for both the insured and the insured. case will be responsible for the property Medical and bodily expenses covered in the event of a motorcycle loss or fire. including protection from slipping accidents or accidents without parties The first class insurance has a relatively high price than other types of insurance.
Class 2+ insurance is considered a very popular insurance for big bike riders. This is because Class 2+ insurance has the same coverage as Class 1 insurance and has lower premiums. by protecting both the insured and the case will be responsible for the property Medical and bodily expenses covered in the event of a motorcycle loss or fire. but will not cover from accidental slip and fall or accidents without parties It also pays compensation for the insured motorbike.
Class 3+ insurance covers both the insured and the parties. will be responsible for the property Medical and physical expenses are not covered in the event of a motorcycle loss or fire.
Class 3 insurance provides coverage for damage and property of the parties only. lost motorcycle insurance It will not cover the insured’s motorcycle. And it is also one of the insurance that these bikers do a lot. Because the insurance premiums are the cheapest.
Types of motorcycle insurance
2. Choose insurance to suit your car size.
As we know that when our motorcycles have high engine power. Motorcycle insurance premiums will also have a high price. Therefore, you should choose Big Bike insurance that has coverage that covers both the insured and the parties. for example If you have a Royal Enfield Interceptor 650 motorcycle with 648 cc engine, starting price 223,800 baht, you should choose first-class insurance that covers both the insured and the parties. For the comfort of the owner of the car
3. Choose the insurance that is suitable for your use.
Each type of motorcycle is designed for different applications. Insurance selection must take into account the use in accordance with their own needs. To create value for lost insurance premiums such as cars used in daily life faced with congested traffic on the road Choosing first-class insurance will create protection for the insured and the parties. to cover accidents without parties or a car used for trips in other provinces Should choose insurance class 2+ because it is insurance that protects the insured and the parties. including asset protection Medical expenses and body to meet the nature of use more than other types
Choose the insurance that is suitable for your use.
4. Find the best insurance deals
Once we have chosen which type of insurance is most suitable for our motorcycle use. After that, you should explore insurance from many companies. To compare and see the best offers and benefits. The first may consider the damages that the insured must pay to the company before making a claim. Later, let’s look at the sum insured. Compensation that the insured will receive from the insurance company And finally, it is the coverage and terms of care that the insurance company will be responsible for the person who buys the insurance.
5. When an accident occurs, remember to protect your own interests.
After the unexpected When you have to be a motorcycle accident but you are right The recommendation is to confirm with the insurance company of the parties and the parties that our motorcycles can only be repaired at the official dealer’s service center. In order to be repaired according to the manufacturer’s standards including the import of spare parts and parts The genuine is officially guaranteed.