2023-05-05 11:36:24
Friday, May 5, 2023, 11:34
The environmental importance and the creation of sustainable projects that contribute to the improvement and protection of the natural heritage must be a maximum in today’s society.
Precisely for this reason, Unicaja Banco has a strong commitment to the environment and focuses a large part of its efforts on contributing to making society more sustainable.
Among the sustainable products it offers, it improves the Oxygen Mortgage, aimed at financing the acquisition of energy-efficient homes. In this way, it supports customers who are most aware of environmental protection, offering a responsible product that facilitates access to financing and promotes energy savings.
This mortgage product is intended for financing the acquisition, self-development or rehabilitation of efficient homes, with an A or B energy efficiency certificate, and is available at both a fixed and variable rate.
The Oxygen Mortgage, as part of Unicaja Banco’s extensive and attractive catalog of mortgages, covers a growing need in the Spanish financial market, supporting improvements in the efficiency of homes.
The acquisition of an efficient home means significant economic savings for buyers, which will translate into greater comfort and a reduction in their energy bills and, at the same time, in the reduction of the carbon footprint and emissions of buildings residential, responsible for 40% of final energy consumption in Europe.
sustainable products
This mortgage is part of the wide global offer of responsible products that Unicaja Banco sells with specific conditions linked to sustainability, thus materializing its firm commitment to the environment and ecology.
These sustainable products also include personal loans intended to finance more sustainable mobility, which reduces the emissions produced by personal travel. Also noteworthy is the preferential financing offer for the installation of self-consumption or energy rehabilitation, and the savings-investment products classified as green, committed to sustainability, putting the environment at the center.
environmental commitment
The financial entity also transfers this commitment to the environment and sustainability to its clients, promoting, for this, the care of nature through events and collaborations, as well as the renaturation of different spaces.
In short, Unicaja Banco is committed, among other measures, to promoting continuous improvement in environmental management; collaborate with society in everything related to the protection of the environment and the improvement of energy efficiency; contribute to preserving or restoring biodiversity; carry out its activity promoting the prevention, proper management and control of polluting emissions, as well as efficient use of natural and energy resources; promote the reuse and recycling of materials, in order to contribute to the transition towards a circular economy, or purchase energy-efficient products and services, promoting the use of cleaner technologies.
Similarly, it advocates promoting the reuse and recycling of materials, in order to contribute to the transition towards a circular economy, or the acquisition of energy-efficient products and services, promoting the use of cleaner technologies.
Energy rehabilitation of buildings
In terms of housing, Unicaja Banco is also committed to the rehabilitation of buildings with the aim of reducing carbon dioxide emissions and benefiting families by considerably reducing their energy expenditure. To do this, it facilitates the carrying out of these reforms through an ‘all-inclusive’ service, whose fundamental axis is the subsidies of the Next Generation European funds.
Specifically, the financial entity, with the collaboration of front-line rehabilitation agents at a national level, offers neighborhood communities a turnkey service to rehabilitate buildings and their homes and thus optimize energy consumption, including from the initial analysis feasibility, the calculation of energy savings and the realization of the project, up to the management of the aid and the execution and financing of the works.
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