Simple note in the property registry, how to request it? — idealista/news

2023-12-16 17:00:02

Saber how to request the simple note It is the first step to obtain this important document for any home purchase and sale operation. Thanks to it, you will know key information such as who owns the property or what charges weigh on it. Take note about how to get the simple note and what is the importance of having one of these that is as up-to-date as possible.

Who asks for the simple note, the buyer or the seller?

Both buyer and seller can request the simple note in the property registryalthough it is more common for the buyer to do so, since this updated document is basic to obtain mortgage financing.

However, it is common for the seller and/or the real estate agency in charge of the sale to offer the simple note to potential buyers. This will speed up negotiations and provide transparency to the process.

It is, on the other hand, much more efficient for the selling party to obtain a simple note that all potential buyers can use, instead of each of them having to request it on their own.

As we will see, get a simple note It is a quick, simple and economical procedure, so it will not represent a significant burden for the seller.

Who can request a simple note for a home?

Anyone can ask for a simple note to the property registry whenever he claims a legitimate interest. For example, it is enough that you are interested in purchasing a property so that you can consult this information.

These are the different reasons that you can allege when it comes to request a simple registration note:

Legal-economic research on credit, solvency or liability: This box refers to those cases in which you seek to know the capacity of the registered owners of specific assets or rights to meet their responsibilities. For example, with a view to granting loans to the registered owner.Legal investigation about the object, its ownership or limitations: In this case, the objective is to know the set of rights that fall on a property: ownership, usufruct, easements, urban planning limitations, charges, etc. Investigation for contracting or filing of actions: This is the box that must be checked when the acquisition of the property or any right over it is intended, such as, for example, its purchase, the acquisition of usufruct, its rental, the granting of a loan with a mortgage guarantee or with the in order to assess the possible filing of a legal claim.Being the owner of some right over the property or other reasons: This box is reserved for requests by those who already have rights over the property, as well as for other types of cases not included in the previous sections.

How to request a simple note for a home?

There are different ways to request a simple note:

Request the simple note through idealista

You can request the simple note of any home in Spain through idealista, being the easiest way to obtain this registration document.

In this way, you gain agility when buying or selling a property, because for only 14.90 euros we will take care of requesting it from the property registry and sending it to you, without further complications.

Request the simple note at the College of Property Registrars

it’s possible request the simple note in person in a Property Registry office. Furthermore, in this case the cost is lower than in the case of requesting a simple note online through the registry website. Specifically, this procedure will cost 3.64 euros.

Simply look for your nearest office and come with your ID and the necessary information to locate the property to which your request will refer.

Get the simple note online

For request a simple note online just access the web portal of the College of Registrars and identify yourself by means of an electronic signature or as a user subscribed to the service.

Click on the ‘Records’ tab and then on ‘Property Registry’, continuing with ‘Request Simple Note’. Next you must provide some information about the property that allows its identification (Unique Registry Code or CRU, Unique Identifier of Registry Properties or IDUFIR or registry data).

As to how to get the registration data of a propertyIf you are interested in buying a property, it will be enough to request this information from the seller. Another option is to access the Electronic Headquarters of the Cadastre for request the simple note by cadastral reference: If you know the location of the property you will be able to access this information easily.

You must also provide personal information as a simple note applicant, including your ID and email. All that remains is to add the payment information to receive the simple note in your email in an average period of less than two hours. He price of requesting a simple note online It is currently 9.02 euros.

Obtain the simple note through a real estate agency

It is also possible to request the simple note through intermediary companies that, normally, will charge you a premium for this type of procedure. Real estate agencies themselves usually offer this type of service.

Likewise, if you decide to manage this procedure with a real estate agency, they will be in charge of requesting the simple note in the Property Registry with the data that you provide them.

Request the free simple note

If you wonder how to request a free simple notethe truth is that it is not possible unless it is the other party who offers it to you because you have requested it previously.

However, there are some situations in which registration information can be accessed for free, such as:

When requested with electronic certificateprovided that it is a property of which one is the owner or has some registered right over itWhen requested by postal mailprovided that a legitimate or direct interest is proven in knowing the state of the property, such as, for example, being a mortgage creditor, having a purchase option, being an heir, etc.When requested at the Property Registry itselfprovided that the DNI is presented and the legitimate or direct interest in the property is justified

What is the purpose of requesting a simple note?

The simple note is a document that is issued in the corresponding Property Registry and that contains very important information about any registered property. It is informative in nature and collects key data such as the ownership of the property, its dimensions and characteristics, the charges that weigh on it, possible limitations of use (for example, a usufruct or an easement of any type), etc.

Therefore, if you are going to buy a home or any other type of real estate, knowing this information will help you make a conscious decision taking into account all possible angles and any associated risks.

Note that It is important that the simple note is updated. This way you will ensure that the information it contains is recent and there are no surprises regarding the sale or any other real estate transaction.

How long does it take to request a simple note?

Requesting a simple note and receiving it is a very quick process. As the Property Registry assures, if you carry out this procedure online you will be able to obtain it and receive it in your email within a maximum average period of two hours.

Regarding how long it takes to complete this procedure online, if you have the necessary information you can do it in a few minutes.