DECRYPTION – Banks are trying to catch up after they missed the boat with digital payment in the early 2000s.
The Postal Bank is in turn embarking on split payment. The La Poste subsidiary has just created a finance (or fintech) start-up. Called Django, it offers merchants and e-merchants payment solutions in installments and deferred payment, emphasizing values of inclusion (partnership with Cresus, the association for the fight against over-indebtedness, etc.), transparency and positive impact. “We are convinced that we have a role to play in encouraging more reasoned consumption practices, explains Jocelyne Amègan-Douaud, CEO of Django. Our payment solution in installments is part of a citizen logic of supporting the consumer.”
Read alsoPayment in three or four instalments free of charge, essential but not without risk
The Postal Bank is following in the footsteps of BNP Paribas, which last year got its hands on Floa (ex-subsidiary of Banque Casino and Crédit Mutuel Alliance Fédérale), the French leader in split payment, for 250 million euros. An acquisition that had passed under the nose of…
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