2023-08-23 04:03:44
As the state of California recovers from the impact of Hurricane Hilary, Insurance Commissioner Ricardo Lara advises everyone to protect themselves and take steps to prevent further damage to their property.
“It is crucial that Californians understand whether their homeowners insurance covers damage from wind, rain and flooding caused by the tropical storm,” he said.
If a consumer or business property is damaged by the storm, you should file a claim with your insurance company. If someone is not sure if the damage is covered, contact your insurance company, agent or broker.
From left to right in the photo the California Insurance Commissioner, Ricardo Lara, former Assemblywoman Lorena González and the
Superintendent of Public Instruction, Tony Thurmond. Photo-Archive: Horacio Rentería/El Latino San Diego.
“Know that you have support options”
“This once-in-a-lifetime storm brought rain and wind damage, so it’s crucial that consumers understand their insurance coverage and know they have options and support,” Commissioner Lara said.
“I have alerted insurance companies,” he continued, “to follow California law that requires them to cover any landslide, debris flow, or other damage caused by our recent wildfires so that people can recover quickly.”
Many people may not be aware that business and homeowners insurance policies generally exclude floods, mudslides, debris flows, and other similar disasters, unless caused directly or indirectly by a recent wildfire or other hazard. covered by the applicable insurance policy.
The Insurance Department is here to help. Consumers should contact the Department at 800-927-4357 or online at insurance.ca.gov for help with what may or may not be covered by your policies.
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