Fio Banka Announces Fee Changes & Increased Deposit Rates for 2026
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fio banka is set to adjust its service pricing structure beginning in January and March of 2026, with notable changes to foreign payment fees and interest rates on time deposits. The bank will also eliminate a specific administrative fee, streamlining its cost structure for clients.
New Fees for Payments to Belarus and Russia
Effective Thursday, March 12, 2026, Fio banka will implement a fixed fee of €250 (approximately CZK 6,076) for all payments sent to Belarus and Russia. Previously, customers were subject to standard international payment fees, even if Fio Bank had not previously processed payments to these countries. According to a company release, this change reflects the evolving geopolitical landscape and associated banking complexities.
The bank currently charges the following for other foreign payments: SHA/BEN (Shared/Beneficiary Pays) transactions incur a fee of 200 CZK, while OUR (sender pays) transactions are subject to a 0.50% charge, with a minimum of 200 CZK and a maximum of 1250 CZK.
Increased Fees for Euro Deposits in Slovakia
Customers of the Slovak branch of Fio banka who deposit euros through a third party will see an increase in fees. The fee is rising from 90 CZK to 120 CZK, converted to euros based on the Czech National Bank (CNB) exchange rate. Though, deposits made by the account holder or its manager remain free of charge. These
Time Deposit Rates
- 4 years: 2.30%
- 5 years: 2.30%
Competitive Landscape: savings & Deposit Rates
As of January 2026, several financial institutions are offering competitive rates on savings and time deposits. A comparison reveals the following top offers without investment conditions:
Savings Account Comparator (Top Offers):
- Artesa, savings association: 4.25% p.a.
- Partners Bank: 4.06% p.a.
- mBank: 4.01% p.a.
- Raiffeisenbank: 4.00% p.a.
- General Credit bank: 3.60% p.a.
- Commercial bank: 3.50% p.a.
- bank wire: 3.25% p.a.
- TRINITY BANK: 3.21% p.a.
- Oberbank: 3.20% p.a.
- UniCredit Bank: 3.15% p.a.
- Partners Bank: 3.06% p.a.
- Banka CREDITS: 3.00% p.a.
Time Deposit Comparator (Top Offers):
- Artesa, savings association: 4.60% p.a.
- J&T BANKA, Inbank: 4.00% p.a.
- Inbank: 3.60% p.a.
- MONETA Bank: 3.40% p.a.
- Money house: 3.25% p.a.
- Air Bank, UniCredit Bank: 3.20% p.a.
- Bank CREDITAS, Komerční banka: 3.00% p.a.
Passbook accounts currently offer a maximum achievable rate of 0.50% p.a. These changes from Fio banka, coupled with the broader competitive landscape, provide customers with a range of options for managing their savings and investments in 2026.
