Interactive Brokers Launches Karta Visa Card, Blurring Lines Between Brokerage and Banking
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Interactive Brokers is expanding its reach into personal finance with the launch of the Karta Visa Card, offering users a novel way to spend directly from their brokerage accounts. The move signals a broader industry trend of integrating investment and everyday financial management into a single platform.
The new card aims to streamline the financial lives of investors by combining cash management and trading into one seamless experience. Users will be able to save, invest, trade, and make purchases worldwide without the traditional hassle of transferring funds between separate accounts.
Global Spending Without FX Fees
A key benefit of the Karta Visa card is the ability to make purchases globally without incurring foreign transaction (FX) fees. According to a company release, this feature is designed to appeal to Interactive Brokers’ international clientele and simplify cross-border transactions. Cardholders will also be able to accumulate reward points on lifestyle and travel spending.
“Our all-in-one cash management solution gives clients an easy and flexible way to manage their money,” stated Milan Galik, Chief Executive Officer of Interactive Brokers. “This partnership shows the platform’s intention to simplify how clients manage their finances in a single place.”
Expanding the Suite of Management Tools
The Karta Visa card builds upon Interactive Brokers’ existing suite of financial tools. The card is a U.S. dollar denominated card offering real-time support and a range of lifestyle benefits, including access to luxury travel concierge services and airport lounges.
Currently, Interactive Brokers’ cash management solution allows clients to earn approximately 3.6% interest on uninvested cash. Clients can also deposit funds via automated payroll or mobile check deposit, with their holdings protected by the platform’s robust financial standing. The Karta Visa card will be available to eligible users in multiple locations, accessible through Google Wallet and Apple Pay for immediate virtual card access and spending control.
Revenue Growth in Q3 2025 Signals Strong Momentum
Interactive Brokers’ strategic move comes on the heels of strong financial performance. The firm reported significant revenue growth in the third quarter of 2025, driven by increased interest income and a surge in trading activity.
The broker’s GAAP revenue increased from $1.37 billion in Q3 2024 to $1.66 billion in Q3 2025. Adjusted net revenue also saw a substantial rise, reaching $1.6 billion during the same period. The firm attributes this positive outcome to the continued growth in active clients, even amidst ongoing market volatility.
Interactive Brokers continues to bridge the gap between traditional banking and brokerage services, providing users with more versatile options for managing their finances and investments. The introduction of the Karta Visa card is expected to further enhance the user experience, making transactions simpler and more efficient for its global customer base.
