Loan at Banco de la Nación: Requirements to obtain an amount | ANSWERS

2023-11-29 18:11:42

The Peruvian State, through the Banco de la Nación (BN), offers a series of financial products to benefit the country’s population, but basically focused on those people who work within the public sector. As part of the services made available by the state entity, the user can request up to 4 different types of loans depending on the context of the requirement and online, carry out reference simulations that allow knowing with certainty the amount to be paid for said concept. . Find out which credits are enabled by “Banco de Todos”, what they consist of and what requirements you must meet to obtain it.

WHAT IS A LOAN IN THE BN AND WHAT ARE THE REQUIREMENTS TO OBTAIN IT DURING THE MONTH OF NOVEMBER?

The year is ending worldwide, and in Peru the BN continues to promote the launch of campaigns to obtain personal loans by agreement, and also the dissemination of other products linked to the payment of studies, payroll discounts and the purchase of debts.

In total, there are 4 types of credits offered and eventually granted by the financial entity that makes up the Economy and Finance Sector, if you meet the requirements determined based on documentation and a profile that facilitates the procedures of public servants and pensioners.

Below, we share information provided by the BN about each of the loans offered, advantages, characteristics, benefits and other relevant information for you to process during the month of November:

– MULTIRED LOAN

Freely available credit / Aimed at public sector workers or pensioners who receive their monthly income in the BN / Request for up to S/99,999 according to credit evaluation

Requirements:

1- Have a MultiRed Debit Card

2- Original or original National Identity Document (DNI) and copy of immigration card

3- Original and copy or virtual receipt of the last payment received, whose maximum age accepted is 04 months

4- If you are a CAS worker whose job entry date is from 03/10/2021 onwards, you must demonstrate minimum work seniority of 13 months, additionally presenting your last original contract / If you have worked in the public sector since before 03/10/ 2021, the presentation of the last mentioned requirement will not be required

5- Have a “Normal, Not defined or Not reported” rating in the Risk Center of the Superintendency of Banking and Insurance (SBS)

– STUDY LOAN

Credit to access specialization programs with a technical level, undergraduate and postgraduate training studies, doctorates and expenses to obtain a master’s degree, among other similar / Financing from 20% or S/300 thousand to 100% of the program choose from universities that maintain an agreement with the BN such as the Universidad del Pacífico, Universidad Privada del Norte (UPN), and 18 others

Requirements:

1- Have a MultiRed Debit Card

2- Original or original National Identity Document (DNI) and copy of immigration card

3- Original and copy or virtual receipt of the last payment received, whose maximum age accepted is 04 months

4- If you are a CAS worker whose job entry date is from 03/10/2021 onwards, you must demonstrate minimum work seniority of 13 months, additionally presenting your last original contract

5- Format pre registration duly completed, granted and endorsed by the educational institution

– CREDIT CARD DEBT PURCHASE LOAN

Application for up to S/50,000 and access to terms of up to 60 months / Obtained one time with a “Normal” rating and with “Potential Problems” in the SBS Risk Center

Requirements:

1- Have a MultiRed Debit Card

2- Original or original National Identity Document (DNI) and copy of immigration card

3- Original and copy or virtual receipt of the last payment received, whose maximum age accepted is 04 months

4- If you are a CAS worker whose job entry date is from 03/10/2021 onwards, you must demonstrate minimum work seniority of 13 months, additionally presenting your last original contract

– DISCOUNT LOAN PER RETURN

Personal credit that allows you to request between 300 and 50 thousand soles

Requirements:

1- Have a MultiRed Debit Card

2- Original or original National Identity Document (DNI) and copy of immigration card

3- Original and copy or virtual receipt of the last payment received, whose maximum age accepted is 04 months

4- If you are a CAS worker whose job entry date is from 03/10/2021 onwards, you must demonstrate minimum work seniority of 13 months, additionally presenting your last original contract

5- Supporting documentation, original and copy of the debts to be settled or consolidated:

Credit CardsFreely Available Consumer Loans

If you are interested in applying for any of the 4 loans offered by the BN, click on the following links as suits you or suits your needs:

– Loan Classic

– Loan for Studies

– Loan Payroll Discount

– Loan Debt Purchase

CAN I SIMULATE AND CALCULATE THE LOAN INSTALLMENTS TO PAY IN THE BN?

The BN, as a financial entity of the Peruvian State, not only facilitates the granting of large sums of money with the condition of returning them within the established deadlines, but also makes available to the user a web simulator so that you can calculate the amounts to be paid according to to the chosen credit.

To carry out this reference search for the classic loan, for studies, payroll discount or debt purchase, enter the following link where you must choose various information such as employment status, age, among others: Products and services of the “Banco de Todos”