Upstart Seeks Software Engineer to Drive Growth Through Personalized Lending Offers
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Upstart, the leading AI lending marketplace, is actively recruiting a Software Engineer to join its Offer Delivery Team and play a pivotal role in expanding access to affordable credit.The company, which partners with banks and credit unions, leverages artificial intelligence to improve approval rates and reduce losses across diverse demographics.
Expanding Access to Credit with AI
Upstart distinguishes itself by offering an AI-powered lending marketplace that aims to provide more equitable access to credit. According to a company release, over 80% of borrowers are approved instantly, eliminating the need for conventional documentation.This “digital-first” approach allows most employees to work remotely anywhere in the united States, with additional offices in San Mateo, California.
key Responsibilities and Impact
As a Software engineer on this team, the individual will be instrumental in shaping growth and engagement strategies. responsibilities include enhancing the logged-in user dashboard,optimizing cross-sell strategies,and improving data collection,pricing orchestration,and personalized offer experiences. “Your work will directly contribute to increasing customer lifetime value and helping more people access the right financial products at the right time,” the job description emphasizes.
the role demands a proactive engineer capable of designing and implementing features that support clever, personalized offer recommendations. Collaboration is central, requiring close work with Product Managers, Designers, Research Scientists, and Marketing Managers to deliver high-quality products.
Furthermore, the engineer will be expected to:
- Leverage experimentation and data-driven insights to refine growth strategies.
- Promote a culture of technical excellence through high-quality solutions and incremental system enhancements.
- Contribute to optimizing engagement and conversion through continuous testing, iteration, and personalization.
Qualifications and Experience
Candidates must possess a Bachelor’s degree in Computer Science, Engineering, or a related field, along with at least five years of experience in full-stack software development. Experience within product-oriented teams demonstrating quantifiable customer impact is essential. A proven track record of designing,developing,and deploying scalable microservices-based applications is also required.
While not mandatory, a Master’s degree in a related field and experience with growth engineering product stacks – including optimizations, experimentation, personalization, and recommendation systems – are considered favorable. Familiarity with Ruby on Rails, Kotlin, or React is also preferred.
Remote Work and Benefits
This position is fully remote within the United States. Upstart embraces a “digital-first” philosophy,encouraging employees to collaborate in-person during quarterly onsite sessions lasting 2-4 days.
Upstart offers a comprehensive benefits package, including:
- Competitive compensation (base salary, bonus, and equity).
- comprehensive medical, dental, and vision coverage with Health Savings Account contributions.
- 401(k) with a 100% company match up to $4,500 and immediate vesting.
- Employee Stock Purchase Plan (ESPP).
- Generous leave policies (holiday,vacation,sick,safety,parental,family care,and military).
- Wellness, technology, and ergonomic reimbursement programs.
- Social activities and employee resource groups.
Compensation details
The anticipated base salary range for this position is $142,000 to $196,600 annually, dependent on geographic location and individual qualifications. Upstart utilizes compensation regions based on location,and individual pay is also resolute by job-related skills,experience,and education.
Commitment to Diversity and Inclusion
Upstart is a proud Equal Prospect Employer dedicated to fostering diversity and inclusion in its hiring practices. The company emphasizes its commitment to ensuring underrepresented classes have better access to affordable credit and celebrates all cultures, backgrounds, perspectives, and experiences. Individuals requiring accommodations during the request or interview process are encouraged to email [email protected].
