2024-01-09 04:03:49
Las Credit cards They are financial tools that are beginning to be used more day by day due to the convenience and flexibility in everyday transactions. To apply for a credit card, it is essential to have a positive credit history on your Special Credit Report, as the lack of this history could result in many banks denying access to the card.
If you have already had a few deletions in your history, even if you want to start on the right foot or straighten your path, when reviewing your Credit bureau Some banks will not consider you a responsible debtor and therefore will not issue you a credit card.
Now, you should know that there are some cards in Mexico that will not resort to checking your credit bureau to give you the card, so they are a great opportunity to start with a new account if you are not up to date with your credit history.
What are the credit cards that do not check the credit bureau in 2024?
Clear
It has a 2 in 1 function, since it involves making a deposit as collateral, which is also used to generate a return of 10% of the annual rate. It allows you to make payments in a similar way to any debit or credit card and allows you to withdraw cash up to 70% of the granted limit.
However, it is crucial to be cautious with this service as it carries a monthly interest rate of 10% to 14%. If the payment deadline is exceeded, the outstanding balance is deferred in monthly installments with an annual interest of 168%.
A story
The card does not verify your credit history, nor does it impose an annual fee for the use of plastic, and, in addition, the account does not require a minimum initial deposit, allowing you to open it without problems.
BanBajio
To obtain the card and receive the corresponding plastic, it will be necessary to make an initial payment equivalent to 1.25% of the financing you choose to take advantage of. For example, to obtain 10 thousand pesos per month, a minimum amount of 125 pesos will be required for the application to be approved.
This card applies an annual fee of 550 pesos. However, it offers benefits such as interest-free monthly purchases and cashback, with 35% refunds on your purchases made in the United States.
Vexi American Express
The Vexi American Express Card is designed for those looking to start or improve their credit history. Their credit lines start at 750 pesos and can increase as you gain experience using the card.
As for ordinary interest rates, these range between 22.17 and 42.52% annually.
YC
Themes
Credit Bureau Credit Cards
Read Also
Get the latest news in your email
Everything you need to know to start your day
Registering implies accepting the Terms and Conditions
#cards #consult #history #credit #bureau