Too few French people have installed this object in their homes, but it saves money

2024-10-09 05:24:00

Only one in four French people own this essential equipment.

The French have been trying to achieve this goal for some time, saving on all fronts. Many daily expenses are cut but, sometimes, all the items that cost money are not studied precisely by families. One of these, which costs a few hundred euros a year, is often even overlooked. Here too, however, it is possible to pay less.

Even if “it doesn’t worry citizens”, within a few weeks the bill will increase by at least 10%. It is therefore interesting to look at it now. There is a lever to stem the increase and, in the long term, realize savings. It all simply depends on installing an object in your home that only 26% of French people currently own.

From January 1st, home insurance prices will skyrocket. A direct consequence of the almost doubling of a tax – decided by the previous government – and paid by each insured person. If other factors are also taken into account (in particular repair costs), the bill for households should be higher. “The latest forecasts speak of an increase of 10-12%,” warns Cédric Ménager, general director of Les Furets.

The head of the insurance comparator, however, is confident that he has several suggestions for lowering the amount of this bill, even if he regrets that policyholders”[aient] we often have the impression that we cannot influence the price of insurance, when this is not the case.” This specialist explains in particular that installing an alarm in the house reduces the amount of insurance.

“Most insurers grant a significant reduction in the cost of a multi-risk home contract where the home is equipped with an alarm system. Savings can reach 10-15% of the premium amount,” he estimates. Which can represent between 20 and one hundred euros depending on the accommodation.

However, the cost of an alarm, especially connected and sometimes with a subscription, should not be overlooked. For this reason, the savings achieved are not immediate but must be calculated over several years. It takes about five years to pay off the purchase of an alarm due to lower insurance costs.