Superintendence of Banking, Insurance and AFP (SBS)Protecting the interests of citizens, it has been warned that various schemes to raise funds are running in the country without the regulator’s permission.
Similarly, also alert about the applications of loan of money which uses extortion methods.
According to the common law of financial system and Superintendent of Banking and Insurance of the Insurance and Biological System, any person who receives or intends to receive funds from a third party in the form of deposit, mutual or any other means requires prior authorization from the SBS.
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Following Entities and Schema They do not have authorization from SBS to raise funds from the public,
| Unit | physical or digital care |
|---|---|
Similarly, SBS reports that the following entity SBS is not registered in the National Registry of Savings and Credit Cooperative SocietiesTherefore it cannot raise funds from its partners or the general public:
| Unit | physical or digital care |
|---|---|
Since it is not registered, the said entity is not authorized to use the term ‘Savings and Credit Co-operative’, nor its abbreviation ‘coopack, Similarly, according to the provisions of the twenty-fourth final and supplemental provision of Law No. 26702, it does not have the authority to collect deposits from its partners or the general public.
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What are unofficial mobile applications?
Following Application Proposal and Disbursement LoanMany times without requesting or authorizing the customer, and then they use extortion methods:
- Taake-Online Loan
- RapidPresta – Instant Loan
- Platasoles- up to 5000 soles
- Lucky Loan-Credit Peru
- Sol Rapido Finance-Credit
- Get Sol-Money Fast
- New Finance – Credit Easy
- EasyPlata – Instant Loan
- Huayna Money – Quick Loan
- Topgiving-Popular Credit
- Cashiper – Instant Loan
- cashinka
When a user downloads these applications (apps) on his cell phone, he is required to provide personal information. This allows them to access information mobile device, Like phone book, photos and videos.
Then, when users need to pay off the debt, these apps add higher fees and interest, and try to inform all of their contacts about their alleged status as debtors or hold them responsible for those situations or conduct. Threats which are harmful to the reputation of the people of the company.
For this reason, the general public is called upon to be adequately informed and take appropriate precautions when deciding where to go. save Or invest your money, or need any kind of financial service.
Any queries or complaints relating to people or companies providing financial services without authorization from the SBS or without being registered can be submitted to this unit on the telephone numbers. 0-800-10840 (Toll-free nationwide) or 01-200-1930, or send email to informalidad@sbs.gob.pe. You can also visit SBS Institutional Portal www.sbs.gob.pe/informalidad
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