AI Infrastructure Gets a $2.5 Billion Resilience Boost
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Aon expands its Data Center Lifecycle Insurance Program to address growing risks in the booming AI and cloud computing sectors.
- Aon has increased the capacity of its Data Center Lifecycle Insurance Program (DCLP) to $2.5 billion.
- The expansion responds to the increasing complexity and investment in data centers supporting AI, cloud computing, and digital infrastructure.
- DCLP integrates construction, cyber, cargo, and operational risks into a single insurance solution.
- The program offers up to $2.5 billion in coverage for construction, operational property damage, and business interruption.
Launched in 2025,the DCLP isn’t your typical insurance policy. It’s designed to cover data center projects from the initial construction phase through ongoing operations, streamlining a traditionally fragmented insurance landscape. By combining construction,cyber,cargo,and operational risks into one coordinated solution,Aon hopes to help clients secure broader coverage,reduce administrative hurdles,and accelerate project timelines.
“Managing risk throughout the data center lifecycle is a strategic imperative – these platforms drive innovation, connectivity and economic growth,” said Greg Case, president and CEO of Aon. “As these facilities become more critical and complex, building resilience into their infrastructure is essential for the broader business ecosystem. Aon is committed to helping clients anticipate risks, strengthen operational continuity and invest in the future of digital infrastructure with confidence.”
Beyond Construction: Addressing Operational Complexities
The expanded DCLP is tailored to support investors, developers, and operators as data centers become larger, more expensive to build, and more operationally demanding. Integrating insurance capacity with risk engineering and data analytics allows clients to proactively identify potential issues, demonstrate stability to stakeholders, and ensure long-term performance.
“When disruptions occur, the financial and operational consequences can be significant and ripple well beyond a single facility, affecting customers, supply chains and broader business operations,” said Joe Peiser, CEO of Commercial Risk for Aon. “By expanding the capacity of DCLP, we are helping clients manage risk across the full lifecycle of a data center – from build-out to steady state operations, while supporting faster, more certain execution.”
What the DCLP Covers
- Coverage Capacity: Up to $2.5 billion for Construction All Risks, Delay in Start-Up (DSU), and Operational Property Damage/Business Interruption.
- Cyber Protection: Cyber, Cyber Property Damage, and Tech Errors & Omissions (E&O) coverage up to $400 million, including coverage for DSU (damage and non-damage), business interruption, and Service Level Agreement (SLA) violations.
- Third-Party Liability: Coverage up to $100 million (excluding U.S. exposures).
- cargo & Transport: Project cargo and transport insurance up to $500 million.
- Risk Engineering: Integrated risk engineering and cyber impact modeling through Aon’s Global Risk Consulting team.
This expansion builds on Aon’s broader efforts to scale innovative Risk Capital solutions for digital infrastructure. Late last year, Aon also renewed its Client treaty-a proprietary facility providing broad, multi-line coverage for complex risks-with improved terms that include protection for extended construction periods, reinforcing Aon’s dedication to managing the challenges of large-scale technology projects.
What happens when a data center goes down? The impact can extend far beyond the immediate facility, disrupting customer service, supply chains, and overall business operations. Aon’s expanded DCLP aims to mitigate these cascading effects.
