2024-01-31 15:49:17
Written in NEWS on 1/31/2024 · 11:55 am
The financial education Nowadays it is almost non-existent, since many people do not know the true meaning of the credit bureau; Some even believe that it is a blacklist and it is totally different. Furthermore, it is also unknown that it is possible to get out of this after a certain time, that is why in FM Globo We tell you everything about what it is and the time that must pass so that your name is not included.
Credit bureau
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Before beginning, it is extremely important to emphasize that the credit bureau is not a blacklist.
What is the credit bureau?
It is crucial to understand that various private sector companies that are dedicated to transforming the information coming from those who grant loans into credit historiesthese are used to evaluate the applicants’ ability to pay and take this into consideration to make an informed decision about approving the payments. credits.
How long should it take to disappear from the credit bureau?
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How long should it take to disappear from the credit bureau?
The law establishes that you must disappear from this depending on the amount of the debt, for example, debts less than or equal to 25 “UDIS” They will be deleted after a yearwhile debts greater than 1000 “UDIS” can be eliminated after six yearsas long as they meet certain criteria that are taken into account.
It is important to understand that to improve the credit historyyou should not wait for this time to pass, because you must catch up with the paid so that it is positively reflected in the history, showing the institutions credit that is being met financial obligations.
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Likewise, you should take into account that there are some fraudulent practices in various institutions and web pages in which, supposedly, they help you improve it or eliminate you from this record in exchange for a monetary sum, however, this is not possible. It is essential to be alert in these situations, avoiding falling into traps.
The credit bureau is not a blacklist
Special Photo
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