2024-01-06 23:02:15
However, the influencer Mabel Quintero, a specialist in mortgage credit and housing leasing in Colombia, has released a effective and innovative strategy to reduce housing loan installments traditional.
In this context, Quintero shared his experience in significantly reducing the payment term of your credit, going from 20 to just 11 yearsthanks to the implementation of smart capital payments.
At the beginning of the process, the proposed installments for your credit were $2,950,000 with an interest rate of 13.9%. Without settling for this standard term, the influencer decided to add $400,000 per month to her payments, thus reaching a total of $2,795,000 per month. This adjustment in strategy allowed him to reduce the term of his debt to only 130 installments, managing to pay it off in 10 years and 8 months.
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The key to this financial success lies in the application of smart capital payments, a tactic that the influencer supports within the framework of Law 546 of 1999, article 17, paragraph 8, which authorizes the possibility of making direct payments to the loan capital, thus offering a legal and structured way to accelerate the payment process.
Finally, this information managed to capture the attention of Internet users who are paying a mortgage loan and others who have the purpose of acquiring their new home, since it exemplified how with simple financial planning and a strategic approach, it is possible to improve their conditions. financial.
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