Pensions: Quota 102, Woman option, Ape and old age. How pension plans change

by time news

Innovation in pensions with Quota 102, but unchanged rules forexit due to old age, early, strenuous and precocious jobs. The drawing of Budget Law 2022 involves few changes to the pension framework next year compared to the current situation, however, tightening the shirts in a couple of cases and widening them in another. He writes it on Sole 24 Ore, according to which the intervention that probably received the most attention, at least on a political level, is the one on Quota 100 that becomes 102. On the other hand, the minimum contribution requirement (38 years old), next year will require at least 64 years of age, compared to 62 enough this year. In practice, in 2021 this retirement channel can be used by those born no later than 1959.

Under the same rules, next year it would be accessible to those born in 1960, but those born in 1958 or earlier will be able to use it. So the current 62-year-olds either jump on the train now or lose it (unless they play the ransom card). Destiny uncertain, then continues the newspaper of the Confindustria, per woman option. The Bill establishes the new personal requirements at 60 and 61 years of age by 2021 but work is already underway to change them. Instead, the potential audience of users of the‘Social water, the welfare benefit that allows certain categories of workers to receive a bridging allowance for a maximum of 1,500 euros per month, starting from at least 63 years of age and up to old-age pension.

The requirements already in place for i do not change care giver, that is, people who take care of relatives with severe handicaps and not even those for workers with civil disability at least 74%. Instead the unemployed will access theApe even the use of social safety nets has just been completed, while today three months must pass and, moreover, this is the most important intervention. Always for theSocial waters the list of burdensome activities carried out for at least seven of the last ten years or for at least six of the last seven for which access to the social security advance is extended.

Finally, concludes the Sole, the requirements for all other major exit channels will remain unchanged next year, as there is no adjustment to life expectancy between 2021 and 2022. But even in 2023, with the new adjustment based on 2019-20 data, nothing should happen despite there being a fragment of the month accrued in 2017-18 but not applied in 2020-21 (the official will arrive within the year by decree of the Economics-Labor ministries).

So the old age pension remains fixed at at least 67 years of age and 20 of contributions, the anticipated one at 41- 42 years and ten months of contributions, the precocious will always be required 41 years of contributions and the minimum quota for those who carry out strenuous activities will remain equal to 97.6 with at least 61 years and 7 months of age and 35 of contributions.

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