2023-10-21 16:05:32
The promised security of investments is not always guaranteed. Image: Shutterstock
Banks’ advertising brochures promise a lot, but often fail to deliver and ignore some of the risks for investors. The analysis of a fund product shows this as an example.
Almost every bank or savings bank offers its customers asset management with funds. They put together a mix of stock and bond funds for the customer and also change the weighting more often, depending on how they assess the market prospects.
These depots are available in different versions. These are called, for example, “stability” for portfolios that are intended to offer a lot of security with low returns, to “balance” for a balanced portfolio of security and profit orientation, to “opportunity” for investors who, above all, want and are ready to achieve high profits are to take higher risks. The variants differ in the different proportions of bond and equity funds in the overall portfolio.
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