2024-01-15 21:15:39
For 2023, average yields are expected to range between 2.5% and 2.7%. Matarezo/Andia.fr
ANALYSIS – Faced with competition from term accounts and Livret A accounts, insurers are increasing their efforts. Euro funds are experiencing historic rate increases.
Savers can rub their hands. The euro fund of their life insurance contract is regaining color. The first rate announcements for 2023 are around 3% for a large number of players: Garance at 3.50%, La France mutualiste at 3.70%, MACSF and Generali at 3.10%, GMF Vie at 2, 80%, Milleis Vie at 2.75%…
In 2020 and 2021, this flagship savings investment, guaranteed in capital, returned a meager 1%. Those days now seem to be over. “The remuneration will be remarkable this year, welcomes Antoine Delon, president of the broker Linxea. Insurers are making efforts to remain attractive in a rapidly changing rate environment. And that’s good news for savers.”
Read alsoLife insurance: finally an increase in rates for savers
Yield increases are of the order of 0.8% over one year. Last year, the euro fund returned 1.9% on average (before social security contributions of 17.2%). For 2023, average yields are expected to range between 2.5% and 2.7%, according to forecasts from Good Value for Money…
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