Unlimited possibilities with the Umico Bonus (R) loyalty program

by times news cr

Bonus cashback up to 19% for Birbank Umico cardholders and new opportunities for m10 and Umico Market users.

October 9, 2024 Umico Bonus announces a major update and significant expansion of its loyalty program to make every payment even more profitable and convenient for our customers. Now there are even more benefits for cardholders Birbank Umicoapplication users m10 and buyers Umico Market.

For Birbank Umico cardholders:

  • You can now select your favorite purchase categories in the Birbank app. This means that users can set up their own loyalty program and receive increased cashback with Umico bonuses in exactly the categories that are most important to them.
  • Customers can increase their earnings from purchases in their favorite categories by completing simple tasks provided in the Umico section of the application. This month it is: purchase in Umico Market in the amount of 50 AZN, keep more than 1000 AZN on the card balance, buy products in Bravo in the amount of more than 20 AZN, payment with QR and others.

Thus, users can earn up to 19% cashback with Umico bonuses:

  • up to 19% for purchases on Umico Market
  • up to 14% for purchases on Trendyol
  • up to 19% for transport fares from BakiKart in the Birbank app
  • up to 10.5% in the “All purchases” category

This will make customers’ daily spending more profitable, returning a significant part of purchases in the form of bonuses that can be used when paying for utilities in the Birbank mobile application, purchases on Umico Market and in the partner network.

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Umico also has special offers for m10 users. Thus, Umico Bonus is now fully integrated with the m10 application and has become its official loyalty program. This gives m10 users the opportunity to earn more bonus cashback on favorable terms.

All payments made through a QR code in the m10 application give customers at least 2% cashback in the form of bonuses, which makes using the application even more profitable. Users can also receive additional bonuses from selected partners.

  • When paying for mobile communications, Internet, utilities and other services through m10, you earn a bonus of up to 2%.
  • To earn Umico bonuses, m10 users do not need to show a card or barcode – bonuses are automatically and immediately transferred to the Umico balance.
  • m10 users can accumulate Umico bonuses and spend them at more than 10,000 retail outlets, pay for services in the application and transfer them to the main m10 balance.
  • As part of the promotion, clients can transfer their personal bonuses from their Umico balance to their m10 account. 1 bonus = 1 AZN.

For Umico Market buyers:

  • Umico Market buyers can now not only earn up to 19% cashback bonuses on their purchases, but also use their bonuses to pay for goods on the Umico Market platform. This update to the loyalty program will provide customers with even more opportunities to profitably use accumulated bonuses for subsequent purchases.
  • Bonuses accumulated through other Umico services, including Birbank and m10, can be used in the Umico Market, which makes the loyalty program even more universal and beneficial for users of all services in the Umico ecosystem.

Thus, Birbank, m10 and Umico now have a single common bonus balance, which allows customers to track accumulated benefits, including when paying with the Birbank Umico card and making payments through m10.

These updates are an important step in creating an end-to-end and seamless experience for all users. They provide even more favorable conditions and ample opportunities for all participants in the ecosystem, creating new levels of interconnection and comfort.

The Umico Bonus loyalty program provides a unique opportunity for users to get the maximum benefit from their purchases and accumulated bonuses. New features and benefits make using Umico Bonus even more attractive and convenient.

You can learn more about the new features and functions of the program in the Birbank, m10 and Umico applications, where all current offers and details are available.

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