2023-11-09 02:17:21
Madrid, Nov 8 (EFECOM).- The association of users of financial products Asufin has opted this Wednesday to extend the support measures for mortgage holders given the evidence that it is unknown when interest rates will drop and when mortgages will stop becoming more expensive. .
In a note sent today, the president of Asufin, Patricia Suárez, agreed with the statements made yesterday in the Senate by the acting Minister of Economic Affairs, Nadia Calviño, who announced that the next Government will meet with the bank “as soon as possible” to analyze this matter.
Specifically, Calviño said that the next Government wants to extend to middle incomes the mortgage relief measures that are already applied to the most vulnerable groups, including the extension of the mortgage term, the free change from variable to fixed interest rates , the possibility of free early repayment of the loan or the freezing of interest payments.
In this sense, Suárez recalled that, if rates remain high for a long time, the savings of those who have used them to “weather the storm” will be exhausted, at which point they will need relief measures that “perhaps no longer are” in force.
Asufin has warned that 35% of the 243 towns with more than 500 inhabitants that do not have any access to the banking sector, around 85, are still in the same situation, that is, they do not have ATMs, a mobile banking office or a postal service.
According to the latest situation report presented by the banking associations, AEB, CECA and Unacc, these figures represent an improvement of 32.5% compared to the latest data, published in December of last year, when there were 164 unattended municipalities.
The report explains that there are 20 municipalities in which “ATMs are currently being installed” and that another 49 “will have the service in the future”, data that, although it has not been verified, is far from 100% compliance with the financial inclusion goal they had set.
The report does not include data about the solutions that are being incorporated in the aforementioned municipalities with more than 500 inhabitants, where almost a million people live, many of them older, such as “cashback”, which allows cash to be withdrawn at gas stations, shops or supermarkets when making a purchase. EFECOM
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