2023-10-25 03:09:15
If you are one of the people who has had difficulties and bad records in the Credit Bureau, it is a situation that makes it difficult when it comes to wanting to obtain a loan and especially when you want to get a new card.
Don’t worry because it is not something definitive, at Fuerza Informativa Azteca we will tell you about whether it is possible to get a card even if we are in the Credit Bureau.
Is it possible to get a card even if it is in the credit bureau?
This is what you can do so that both banks and financial institutions give you the “go-ahead” again when you want to get a card.
The first thing you should know is that you can request the so-called Guaranteed Card, a card that allows you to start or repair your credit history and therefore improve your Score in the Credit Bureau.
What is a Guaranteed Card?
A secured card can help you create or repair your history in the Credit Bureau. This is one of the alternatives currently offered by credit grantors to those people who want to start and/or, as the case may be, repair their credit history.
It should be noted that this type of card works safely for the financial institution that issues it, this is because at first you must make a deposit that will be your credit limit and later, through its constant and proper use, it will help you improve your bad credit history.
With the proper use of this type of credit card, your history can be repaired and after a while, your image before banks and financial institutions will change for the better so you will be able to request a loan again and even a new bank card that give you the benefits they will really offer you regarding value for your money.
How do I know my credit score and why is it important?”
| Azteca Bank
How to get a Guaranteed Credit Card?
In general, the requirements to obtain a Guaranteed Card are very similar to those of a simple credit card.
First, you must be over 18 years old Present your valid official identification Present proof of address (no older than 3 months).
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