The Central Bank proposed to include in the price guide of the Russian Union of Auto Insurers (RUA) for calculating the costs of restoration repairs under compulsory motor liability insurance, data taking into account market analysis not only in Moscow and the Moscow region, but also in other territories. This will bring payments in the regions closer to the real market situation, reported press service of the regulator.
“The regulator proposes to expand the list of regions for which local prices will be included in the directory, and to calculate payments taking into account the cost specifics of these territories,” the statement says.
Such changes are contained in the draft instructions of the Central Bank. The regulator noted that now, when determining payments under compulsory motor liability insurance, the cost of the part in Moscow and Moscow Region is actually taken into account, adjusted for the regional coefficient, which does not always reflect the peculiarities of pricing in a particular subject of the Russian Federation. As an example, the Central Bank cites the Far Eastern regions, which have specialized supply channels for spare parts for right-hand drive vehicles. In other regions, parallel import supply channels for spare parts are being formed.
At the same time, the RSA will not be able to exclude entities previously included in it from the list, the Central Bank emphasizes. For regions that will not be included in this list, the cost of the spare part will be calculated from the minimum price among the prices for all regions from the list, which will need to be multiplied by the regional coefficient. When calculating the regional coefficient for the most damaged parts, it is proposed to take into account their delivery time within 30 calendar days, and not 14.
As Vedomosti previously wrote, prices for auto components on popular ad aggregators in 2023 increased in the range from 7 to 20%. According to industry portal Drom, the average cost of auto parts for passenger cars and light commercial vehicles (LCVs) has increased by 17–20% since the beginning of the year. The average cost of body parts increased by 7% (6,150 rubles), interior elements – by 6%, and windshields, on the contrary, fell in price by 4% (7,370 rubles).
According to the Central Bank, payments from insurers under compulsory motor liability insurance in the second quarter decreased by 4.4% compared to the same period in 2022 and amounted to 38.3 billion rubles. Market collections for the same period exceeded 82 billion rubles, increasing by almost a quarter year on year. The reason for the decrease in payments is a drop in the number of insurance cases for which damage was regulated, the regulator noted.
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