2023-12-14 12:09:25
To prevent the balance of your Infonavit credit denominated in Minimum Wage Times (VSM) from increasing in 2024, Infonavit recalled that there are only three weeks left to request this change.
People who still have their Infonavit Credit in VSM can convert it to pesos and avoid an increase in their monthly payment, as well as the total balance of their debt in 2024.
According to Infonavit figures, more than 1 million 569 thousand financings, which are susceptible to this restructuring, continue to be denominated in VSM.
Read also: Infonavit: Time is running out to prevent your credit debt from rising in 2024
Converting to pesos is a free procedure, which does not require any intermediary or ‘coyote’. People should only:
Enter My Infonavit Account (micuenta.infonavit.org.mx), between the ninth and last day of the month.Choose the My Credit tab and then Shared Responsibility.Enter the state and zip code of the home.Review and compare the different conversion options offered by the program.Confirm the procedure and save the Welcome Letter and the Modifying Letter of Financial Conditions, with the amount of the new monthly payment.
Read also: Infonavit modifies requirements for purchasing land; here the details
Until the end of November, more than 1 million 137 thousand people had already converted their Minimum Wage Times credit to pesos, obtaining the following benefits:
Discounts on your debt for more than 81 thousand 835 million pesos. Fixed annual interest rate from 1% to 10.45%, depending on your monthly income. Monthly payment and fixed balance throughout the agreed term, without annual increases. Greater clarity in the payments and remaining balances.Discount on the debt to finish paying the credit in the time established when requesting it.
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