2023-11-07 19:23:18
Starting this Monday, retirees and dependent workers can access the credit program granted by the National Administration for Social Security (Anses).
The new amounts will be available to those who request a loan and in addition, those who have already requested the loan will be able to request the extension of the amount virtually in my Anses.
How to extend the Anses loan
People who requested their credit before November 6 are able to request an application with the new amounts from the official website of the public organization.
What is the maximum amount that can be requested?
The maximum amount of credits intended for retirement and pension holders increases from $400,000 to $600,000, with a subsidized rate of 29%.
Meanwhile, workers in a dependency relationship who are not covered by the Income Tax (with salaries not exceeding $1,980,000 gross) may request a credit of up to $1 million, with a rate subsidized by the State. National 50% in 24, 36 or 48 installments, which will be deposited in the credit card associated with the salary account of the applicant.
The credit can be requested through the agency’s website or application, Monday to Friday from 10 a.m. to 8 p.m.
Anses credits for workers in a dependency relationship of up to $ 1 million
Workers in a dependency relationship with salaries of up to $1,980,000 (current Income Tax floor) may request a loan of up to $1 million, with an Annual Nominal Rate (TNA) of 50 percent, in 24, 36 or 48 installments, the amount of which will be deposited on the credit card associated with the applicant’s salary account.
The first installment will be deducted 3 months after receiving the loan.
The new amount implies an increase of 150% compared to the $400,000 that currently applies and it is estimated that it could reach more than 5.4 million people who would meet the requirements.
Retirees and pensioners of the Argentine Integrated Pension System (SIPA) will be able to access loans of up to $600,000 and holders of Non-Contributory Pensions (PNC) and PUAM, up to $250,000, with a TNA of 29%, which means one third of the one offered on the market, and choose to repay it in up to 24, 36 or 48 installments.
Credits of up to $400 thousand for retirees and pensioners.
Anses shifts for retirees: how to process the credit
Credits must be managed in person at the Anses offices with a prior appointment starting this Wednesday.
How to make an appointment in Anses
Enter the organization’s website.Go to option Shifts.Click on the desired procedure.Enter the CUIL and the Social Security Code.Choose the schedule and the ANSES branch.Once the appointment is confirmed, a certificate will be given to the user.
Credits for retirees
Retirees and pensioners of the Argentine Integrated Pension System (SIPA), for their part, will be able to access loans of up to $600,000 and holders of Non-Contributory Pensions (PNC) and PUAM, of up to $250,000, with a TNA of 29%, which means a third of what is offered on the market, and choose to return it in up to 24, 36 or 48 installments. All retirees and pensioners are eligible to apply for them, that is, 7.7 million people.
Who can access loans for retirees
Those authorized to access the loan are the holders of retirements and pensions that belong to the Argentine Integrated Pension System (SIipa). In addition, holders of the Honorary Pension for War Veterans can process it. Holders who process an Anses loan will not be able to buy foreign currency.
What are the requirements to access loans for Anses retirees?
They must reside in the countryBe less than 92 years old at the time of ending the credit.Anses. How to process credits for retirees and pensioners.
What documentation is needed to process the Anses credit
National Identity Document (DNI). CBU from your own bank account that is obtained at the bank, ATM or home banking.
Interest rate on Anses credits
The loan has an Annual Nominal Rate (TNA) of 29%. According to the pension entity, it represents the “lowest interest rate in the market.”
Just for comparison, the Now 12 installment program has an APR of 72.75%.
How to request Anses credit
Enter my Anses with the CUIL and Social Security Code and choose the option Credits for workers in a dependency relationship. Generate the request. Afterwards, Anses will send a code by courier. Approach an Anses office with the same code to complete the process.
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