2024-01-07 08:53:44
The ETF savings plan based on stock indices has long since become a standard investment product. The iShares Core MSCI World with the identification number A0RPWH was the ETF (exchange traded funds) with the highest trading turnover on Deutsche Börse’s Xetra trading platform in 2023. A product from the market leader Blackrock based on the most popular ETF stock index in Germany, which invests in around 1,500 stocks from industrialized countries, with a clear focus on American tech stocks. The fund manages 55 billion euros. Investors incur fees of 0.2 percent per year. There is no issuing surcharge. All direct banks and neobrokers offer monthly savings plans, many of which are free. Dividends are immediately reinvested in the fund. Return in 2023: 18 percent.
In spring 2000, the first ETFs became tradable on the Frankfurt Stock Exchange. The subsequent success story speaks for itself. However, it should also be noted that ETFs are not always and everywhere the only investment that makes you happy. It is true: They are the right choice for the sensible investor who wants to invest his money seriously and cheaply with an attractive return and without major adventures. They cannot be beaten in standard stocks in the long run. The added value of a fund manager is limited in American, German or Japanese standard stocks. These stocks are monitored and analyzed so intensively that an (expensive) fund manager usually does not achieve any additional returns in the long term when selecting stocks, which justifies the fees of often 1.5 percent per year and a 5 percent issue fee at the start of the investment. ETFs do not cost an issue surcharge and have ongoing fees of often around 0.1 percent for standard indices of individual countries and the aforementioned 0.2 percent for MSCI World.
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