Time deposits and current accounts are the most popular savings instruments of Russians, it follows from the results of a survey of the Russian Agricultural Bank, which was attended by 5,000 people.
Almost every second (47%) named a term deposit, savings and current accounts as the most preferred savings instrument in the bank, the bank’s press service said. About half – 40% – of the respondents named cash in Russian rubles, one in ten prefers to invest in securities on their own.
At the same time, the safest ways of saving Russians consider deposits and current and savings accounts (37%), real estate (27%) and cash in rubles (23%), the least risky are investments in real estate (61%), foreign currency (15% ) and securities (13%).
63% of respondents said they had savings, while every fourth saves up to 10% of income, every fifth – from 10% to 50% and 5% – more than 50% of income.
Earlier, the Russians named the amount of savings for a comfortable life. So, residents of Moscow need to have 1.85 million rubles on their account, residents of Vladivostok – 1.75 million, residents of St. Petersburg – 1.67 million.The top five also included Krasnoyarsk – 1.52 million and Novosibirsk – 1.5 RUB million
.